Online Payments
Hosted checkout, payment links, and full‑stack APIs for web & mobile apps.
- Cards, wallets, bank transfers
- 3‑D Secure & SCA ready
- Webhooks & client SDKs
Everything you need to accept, secure, and scale
Pick the services you need today and add more as you grow.
In‑Person & POS
Terminals and Tap‑to‑Pay for retail, events, and field teams.
- EMV, contactless, PIN on glass
- Unified online + POS reporting
- Inventory & receipt integrations
Subscriptions
Automated billing with smart retries, proration, and dunning tools.
- Plans, add‑ons, coupons
- Invoices & hosted customer portal
- Usage‑based + seat pricing
Fraud & Chargebacks
Risk scoring, rules, 3‑D Secure, alerts, and dispute workflows.
- Device fingerprinting & velocity checks
- Chargeback representment toolkit
- Allow/Deny lists & customizable rules
Analytics
Real‑time metrics, deposits tracking, and product insights.
- MRR, churn, LTV, cohort views
- Deposit reconciliation
- Exports & BI connectors
Payouts
Fast settlements with transparent fees and detailed reporting.
- Standard next‑business‑day
- Faster options on approval
- Split payouts for marketplaces
One Platform. Any Channel.
Whether you’re selling online, in-store, or on the go — Payment Factor connects every transaction through a single, unified platform. Accept payments through Clover, PAX, or web checkout with the same security, reporting, and support system.
We simplify the complexity of multi-channel payments so you can focus on growing your business — not managing multiple systems.
Seamless. Secure. Scalable — that’s Payment Factor.
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FAQs
Interchange + markup for most cards. Custom pricing for volume, platforms, and nonprofits. We’ll quote transparently.
Standard next‑business‑day with options for faster settlements on approval.
Yes—subscriptions, smart retries, proration, and webhooks for your app logic.
Partner programs include co‑branding and white‑label options. Let’s match to your model.