Payments that Move at the Speed of Trust.

Accept payments anywhere — online, in person, or through your platform — with built-in fraud protection and real-time analytics.

Start Accepting Payments Partner With Us
Trusted by growing brands • 99.9% uptime • Bank-grade encryption • Brand system

Solutions that scale with you

Choose what you need today and add more as you grow.

Online Payments

Checkout links, hosted pages, and API for web & mobile apps.

Enable online →
In-Person & POS

Terminals and Tap-to-Pay for stores, events, and field teams.

Get devices →
Subscriptions

Automated billing, smart retries, and dunning management.

Set up plans →
Fraud & Chargebacks

Risk scoring, 3-D Secure, alerts, and dispute workflows.

Secure payments →
Analytics

Real-time metrics, deposits tracking, and product insights.

See insights →
Payouts

Fast settlements with transparent fees and reporting.

Faster payouts →

Built for your industry

From single-store retailers to platforms handling thousands of merchants.

Retail & POS E-commerce Healthcare Education Nonprofits B2B / Invoicing Platforms / Marketplaces
Trusted by 10,000+ businesses • PCI DSS Level 1

Payment Solutions Built for Scale

Through our relentless focus on security, innovation, and merchant success, Payment Factor has become a premier provider of comprehensive payment processing solutions worldwide.

Our end-to-end platform delivers secure online and in-person payments, advanced fraud prevention, real-time analytics, and seamless partner integrations—empowering businesses to optimize revenue streams, minimize risk, and enhance customer experiences across every transaction channel.

Launch Payments Explore Features
Payment processing dashboard with real-time analytics and secure transaction flow
99.99% Uptime
PCI Level 1
Secure Gateway
Lightning
Processing
Bank-Grade
Security
Global
Reach
Real-Time
Analytics
24/7
Dedicated Support
Fast
Merchant Approvals
High-Level
Data Security
Multi-Channel
Payment Acceptance

Developers, we kept it simple

Start in minutes with hosted checkout or go deep with full APIs and webhooks. Your stack, your rules.

POST /v1/payments GET /v1/payouts Webhook: invoice.paid
Request API Access
Sandbox includes
  • Test cards + events simulator
  • Example webhooks & receipts
  • Copy-paste code snippets

What merchants say

Real feedback from teams that switched to Payment Factor.

“We launched subscriptions in a weekend. The dunning tools alone paid for the switch.”

— Lina M., SaaS Founder

“Chargeback alerts and the dispute center cut our losses by 40%.”

— Omar A., Retail Ops

“Unified online + POS reporting is a game-changer for our finance team.”

— Priya K., CFO

Frequently asked

Short answers now—deep dive on a call.

Interchange + markup for most cards. Custom pricing for volume, platforms, and nonprofits. We’ll quote transparently.

Standard next-business-day with options for faster settlements on approval.

Yes—subscriptions, smart retries, proration, and webhooks for your app logic.

Partner programs include co-branding and white-label options. Let’s match to your model.
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